5/20/2023 0 Comments Pica pica plazaOur minimum mortgage amount is $50,000.00 to a conforming maximum of $726,200 and $1,089,300 for high cost areas for single family residences. The APR is calculated based on a loan amount of $100,000. *Rates are subject to change at any time. To qualify for membership, you must open a savings account with a minimum deposit of $5. Rates and terms are subject to change at any time. Additional terms and conditions may apply. Applicants are subject to credit approval and PFCU underwriting guidelines. Any member that has financed their mortgage with PFCU in the last twenty-four (24) months is not eligible for this program. All applicants with a loan to value over 80% require Private Mortgage Insurance (PMI), which is funded by the applicant. Home purchase applicants will also be responsible for survey costs, home inspection costs, and all settlement items between the applicant as buyer and seller for the purchase of applicant’s home. Refinance and new purchase applicants will be responsible for interim interest, funding an escrow account for property taxes and insurance, and all title insurance costs and attorney fees. The Flat Fee is non-refundable and payable upon return of the signed Initial Disclosure Package. *The Flat Fee Mortgage Program is available to borrowers purchasing or refinancing 1-4 family owner-occupied properties located in NJ and PA. *Instant Decision not available for Home Equity or Mortgage Loans. We’re here to assist you in finding the right mortgage product and loan terms to meet your needs and budget. Whether buying or refinancing, you can count on PFCU to be your home buying partner.
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